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List of Titles Sec. Form of surety bond. Automatic suspension of license. Except as provided in this subdivision, for every applicant, the principal amount of the bond shall be the greater of A forty thousand dollars, or B i twice the amount of the average daily balance of the payments received by the applicant from Connecticut debtors in connection with the applicant's debt adjustment activity during the preceding twelve months ending July thirty-first of each year, or ii in the case of an applicant that has acquired the business of a predecessor debt adjuster, the lesser of the amount of the predecessor's debt adjustment activity during such preceding period or one million dollars.
The commissioner may require a larger bond if the commissioner determines that a licensee has engaged in a pattern of conduct resulting in bona fide consumer complaints of misconduct and that such increased bond is necessary for the protection of consumers, or may increase or decrease the amount of the bond based upon the applicant's or licensee's financial condition, business plan and the actual or estimated aggregate amount of payments and fees paid by Short writing activities year 666 debtors to such applicant.
Each licensee shall submit to the commissioner, by September first of each year, a report containing information on the average daily balance of the payments received by the licensee from Connecticut debtors during the preceding twelve months ending July thirty-first of each such year.
The report shall be subscribed and affirmed as true by the licensee and shall be in a form prescribed by the commissioner. No licensee or applicant shall make such deposit until the depository institution and the licensee or applicant executes a deposit agreement satisfactory to the commissioner.
The deposit agreement shall pledge the amount deposited to the commissioner and provide that the depository institution shall not release any of the moneys pledged without the authorization of the commissioner.
The amount deposited shall secure the same obligation as would a surety bond filed under this section and shall be held at such banks or credit unions to cover claims during the period the license remains in full force and effect and the succeeding two years after such license has been surrendered, revoked or suspended or has expired.
The licensee or applicant may collect interest on such deposit in accordance with its deposit agreement. The deposits made pursuant to this section shall be deemed, by operation of law, to be held in trust for the benefit of any debtor, who may be damaged by failure of a licensee or applicant to perform any written agreements or by the wrongful conversion of funds paid to a licensee in the event of the bankruptcy of the licensee, and shall be immune from attachment by creditors or judgment creditors.
Any surety bond filed under this section shall be conditioned upon the licensee faithfully performing any and all written agreements with debtors, truly and faithfully accounting for all funds received by the licensee in the licensee's capacity as a debt adjuster, and conducting such business consistent with the provisions of sections 36a to 36a, inclusive.
Any debtor who may be damaged by failure to perform any written agreements, or by the wrongful conversion of funds paid to a licensee, may proceed on any such surety bond against the principal or surety thereon, or both, to recover damages.
The commissioner may proceed on any such surety bond against the principal or surety thereon, or both, to collect any civil penalty imposed upon the licensee pursuant to subsection a of section 36a The proceeds of any bond, even if commingled with other assets of the licensee, shall be deemed by operation of law to be held in trust for the benefit of such claimants against the licensee in the event of bankruptcy of the licensee and shall be immune from attachment by creditors and judgment creditors.
Any bond required by this section shall be maintained during the entire period of the license granted to the applicant, and the aggregate liability under any such bond shall not exceed the principal amount of the bond or the limit of liability.
Such notice shall be sent by certified mail to the licensee at least thirty days prior to the date of cancellation. No such bond shall be cancelled unless the surety notifies the commissioner in writing not less than thirty days prior to the effective date of cancellation.
After receipt of such notification from the surety, the commissioner shall give written notice to the licensee of the date such bond cancellation shall take effect. The commissioner shall automatically suspend the license on such date, unless prior to such date the licensee submits a letter of reinstatement of the bond from the surety or a new bond or the licensee has surrendered the license.
After a license has been automatically suspended, the commissioner shall give the licensee notice of the automatic suspension pending proceedings for revocation or refusal to renew and an opportunity for a hearing on such actions in accordance with section 36a and require the licensee to take or refrain from taking such action as in the opinion of the commissioner will effectuate the purposes of this section.
B ii re applicants that acquired business of a predecessor debt adjuster and providing that commissioner may require larger bond upon certain findings and may increase or decrease amount of bond, and by replacing requirement that licensees submit evidence that bond complies with subdivision with requirement that licensees submit annual report containing the average daily balance of payments received from Connecticut debtors, amended Subsec.The questions and tips that follow will help you understand what type of early writing skills your 3- and 4-year-old child should be developing and how you can support her budding writing skills.
Understanding Beginning Writing Skills in Preschoolers. Chapter SMALL LOANS. Small loan definitions. As used in sections to of the Revised Code: "Person" includes individuals, partnerships, associations, trusts, corporations, and all other legal entities.
Short story writing Year From pirates to dragons, from zoos to football matches, our inspirational worksheets for Year 1 and Year 2 provide a range of topics for writing sentences and short stories, with plenty of words and images to help. For early writers, these one-page printouts should have enough writing space for a very short essay.
For more advanced writers, extra pieces of lined paper will be necessary to complete an essay. Instructions for the essay writers: For each essay, begin with a topic (focus) sentence that states the main ideas that you will be writing about. PowerPoint to stimulate short, minute, creative writing tasks at KS3.
Pupils express their ideas free from the burden of long, seemingly endless, tasks/5(). Teaching creative writing Harry Laing ABSTRACT This article offers suggestions for how teachers might create an atmosphere of possibility for their students to write creatively. It discusses a range of strategies that will help to engage students in automatic or stream) writing is the simplest of activities.